If you live in the Vancouver lower mainland, come out for this really great networking event.
October 3, 2011
Sheraton Four Points Hotel
8368 Alexandra Road
Richmond, BC
6pm - 9pm
There are lots of great door prizes and snacks.
Come out and meet local business owners. Network your own business or service and find out how successful business gets referred.
It's going to be a great evening.
Would love to see you there.
Click on the Driven Dragon link below and register for free admission to this event.
See you there.
Colleen
Monday, September 26, 2011
Settlement Offer Accepted
Client owed $6916.72
Creditor accepted $1300
This amount represents slightly less than 20% of the outstanding balance and will be accepted as payment in full on the account.
Once payment is made, the creditor has no further claim to payment for this account.
Client walks away with a 2nd Chance at financial peace of mind.
Creditor accepted $1300
This amount represents slightly less than 20% of the outstanding balance and will be accepted as payment in full on the account.
Once payment is made, the creditor has no further claim to payment for this account.
Client walks away with a 2nd Chance at financial peace of mind.
Thursday, August 18, 2011
Canadian Seniors Struggling with Debt
Today, there are 1000 Canadians turning age 65 every single day (Fidelity Investments viewpoint summary Aug 2011). These baby boomers are marching into retirement and for many, there are worries regarding decreased incomes, increased health expenses and the unfortunate fact that many carry heavy debt loads into their golden years and don’t know how they will manage.
Numbers of seniors burdened by crushing debt and declaring bankruptcy has increased significantly over the past several years. One alarming trend is that Canadians entering retirement are doing so with large debts and are assuming new debt just to help ends meet. (Financial Post/Feb 2011)
Profile of a senior in Debt (Financial Post/Feb 2011)
• 47% live on their own,9% are widowed, and 30% divorced or separated at the time of their insolvency
• 37% still have a dependent at home
• average monthly take home pay is $2,133
• 20% cited illness, injury or other health problems as the primary cause of their financial difficulties
• 33% had RRSP savings: valued on average at $29,856
Numbers of seniors burdened by crushing debt and declaring bankruptcy has increased significantly over the past several years. One alarming trend is that Canadians entering retirement are doing so with large debts and are assuming new debt just to help ends meet. (Financial Post/Feb 2011)
Profile of a senior in Debt (Financial Post/Feb 2011)
• 47% live on their own,9% are widowed, and 30% divorced or separated at the time of their insolvency
• 37% still have a dependent at home
• average monthly take home pay is $2,133
• 20% cited illness, injury or other health problems as the primary cause of their financial difficulties
• 33% had RRSP savings: valued on average at $29,856
5 reasons why seniors are filing for bankruptcy
1.) Forced to retire early or for medical concerns
2.) Retiring with debt
3.) Not reducing living expenses to meet reduced income levels
4.) Loneliness, dealt with by use of retail therapy(shopping) gambling or travel
5.) Providing significant financial assistance to adult children
2.) Retiring with debt
3.) Not reducing living expenses to meet reduced income levels
4.) Loneliness, dealt with by use of retail therapy(shopping) gambling or travel
5.) Providing significant financial assistance to adult children
It is apparent that many seniors who find themselves in difficult debt situations also find they have no access to resourses to assist them with eliminating those debts. 2nd Chance Debt Arbitration Services can provide resource and counselling services to seniors seeking information and advice on debt elimination strategies that work. We have arbitration programs that can see 50 to 80% of your debts forgiven, giving our seniors peace of mind during their golden years.
Colleen Beland is a Certified Debt Arbitrator in the Vancouver lower mainland area. She has worked within the financial services industry for more than 10 years and takes a hands on approach when working with individuals and families needing to get back on track financially. Visit her at www.2nd-chance.ca or call her at 604-544-3039 for a free consultation.
Wednesday, August 17, 2011
2nd Chance Website has gone LIVE!
Our website has officially gone "LIVE" as of this afternoon. Please visit us at http://www.2nd-chance.ca/
Jeannette Duguay of http://www.jentekk.com/ did the site design
Martin Jongejan of I.Q. Design Company created the logo design
Both are amazingly creative individuals who when given free reign, gave their absolute best to this project.
I thank them both for the most amazing "shiny new" website and business branding I could have hoped for.
Great work Jeannette and Martin!
Thank You!
Jeannette Duguay of http://www.jentekk.com/ did the site design
Martin Jongejan of I.Q. Design Company created the logo design
Both are amazingly creative individuals who when given free reign, gave their absolute best to this project.
I thank them both for the most amazing "shiny new" website and business branding I could have hoped for.
Great work Jeannette and Martin!
Thank You!
Sunday, August 7, 2011
Driven Dragons presentation/ 2nd Chance Debt Arbitration Services
Debt settlement is a growing segment of the industry and is giving families an alternative to bankruptcy or consumer proposal where those options may not be viable.
Check out this video presentation where I explain how my company works for the consumer in eliminating debt and then staying debt free.
http://www.youtube.com/watch?v=JbL0MwhmSs0
Check out this video presentation where I explain how my company works for the consumer in eliminating debt and then staying debt free.
http://www.youtube.com/watch?v=JbL0MwhmSs0
Monday, November 29, 2010
Membership with IAPDA
Have now completed the study program and successfully challenged the certification exam.
Check out my registration as a member of the International Association of Professional Debt Arbitrators here: http://www.iapda.org/
Now on to marketing development and planning business strategy.
Check out my registration as a member of the International Association of Professional Debt Arbitrators here: http://www.iapda.org/
Now on to marketing development and planning business strategy.
Friday, November 26, 2010
Welcome!
Thank you for taking a moment to stop by:-)
My desire in the creation of this space is to provide you information and resources that can help you get and keep control of your debt and credit.
It's easier than you would think and with a bit of help and a slight nudge, you can make it happen.
Don't expect the usual here. I have ideas and opinions and you can take them or leave them. I hope you become challenged to think differently about money and what it can mean for you. You don't have to agree with me, or even like what you might find here; but if it causes you to look at your circumstances and question whether you can be doing better, then I've done my job!
I encourage your responses and opinions, but be respectful in your delivery of them please. I'm just trying to help!
Any foul or objectionable content will be deleted :-)
oh, and yes.... I AM the judge of that. hehehe
My desire in the creation of this space is to provide you information and resources that can help you get and keep control of your debt and credit.
It's easier than you would think and with a bit of help and a slight nudge, you can make it happen.
Don't expect the usual here. I have ideas and opinions and you can take them or leave them. I hope you become challenged to think differently about money and what it can mean for you. You don't have to agree with me, or even like what you might find here; but if it causes you to look at your circumstances and question whether you can be doing better, then I've done my job!
I encourage your responses and opinions, but be respectful in your delivery of them please. I'm just trying to help!
Any foul or objectionable content will be deleted :-)
oh, and yes.... I AM the judge of that. hehehe
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